Categories
Buying & Selling

Selling A Home Fast Is Easy, Just Follow These Steps

Selling A Home

Many people say that buying a home is easy but selling a home is very tough. I agree to a point but selling a home can be as easy as buying one and it can be achieved by following these steps:

  • People who find it tough to sell a home usually think like a seller and this is the biggest mistake a person can make. When you want to sell a home you should think like a buyer. You should look at your home from the buyer’s perspective and when you do that you will find faults in your home, faults that you would have easily missed when you think like a seller. As the saying goes, ‘put yourself in the other man’s shoes’, you should do that and when you do that you will find the solution you so desire.
  • Firstly ensure that the outer part of your house looks good. Check the walls and if needs to be painted, paint it or get it painted. If you have a lawn, ensure it is trimmed, the trees are pruned, the grass watered etc. Do not forget to paint the main door. Once the exterior of the house looks spic and span you can move inside and ensure that the interiors are great.
  • To make the interior look good, you should remove all your paintings, photographs, furniture etc and move it to self storage Corpus Christi. You can bring it back when your house is sold and you move to a new place. The things will be safe and secure in storage units and at the same time the house will be bare and this will make the house seem bigger. Keep the windows and doors open to let in sunlight and air.
  • Concentrate on the kitchen as most buyers love to check it out with a fine tooth comb. Make sure that all the appliances are working and if not get them repaired. Do a service of all the equipment.
  • The bathroom tiles if broken need to be changed, also get grouting done in both bathroom as well as the kitchen.
  • The bedroom should be painted in pastel shades to provide some warmth and comfort. Also the room should look as if it is the room one should return to for some relaxation. Again keep the windows and drapes open in the bedroom to let in air and light.
  • Never forget the garage. If you have too many things in the garage you can store some of them in the storage unit. Arrange everything neatly in the garage.
Categories
Real Estate

Choosing Good Tenants for Your Property

Tenants for Your Property

One of the most important qualities of being a landlord is knowing how to recognize good tenants. A bad tenant can cause a wide variety of problems from disturbing others to being late on rent or even causing frequent damages. A good tenant, however, will be a reliable source of income, a pleasure to deal with, and will likely be reasonable about following all policies. While no method of identifying a good tenant is foolproof, there are plenty of steps you can take to increase the odds. Just make sure not to violate the Fair Housing Act, of course.

Background checks

A tenant background check should be one of the first things to come to mind when thinking about finding a good tenant. Whether you do it yourself or hire a tenant screening company, you’ll want to do a criminal background check, since this information is public record. This should show records for any federal, state, or local crimes committed. There are some exceptions to this, as certain states prohibit landlords to refuse rentals for certain offenses. Still, searching for any violent crimes is always a good idea, as a tenant with such a record could be a risk to others.

While you’re at it, it’s also a good idea to check any potential tenant’s credit score. A tenant who is financially responsible will be more likely to keep up with the rent and pay any additional fees, such as a deposit. This is also an opportunity to verify the tenant’s income. The general rule of thumb is that someone should make three times their rental costs to be stable, although sometimes factors like additional debts can come into the equation.

Check references

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In addition to doing the usual background checks, it’s never a bad idea to ask a potential tenant for references. This could be an employer reference to verify the tenant’s income as well as an opportunity to learn a bit about their employer’s opinion of them.

It’s also important to get references from previous landlords. Getting more than one reference will give you the best picture of the tenant’s overall behavior as well as decrease the odds of one landlord simply wanting to get rid of a troublesome tenant. This way you can check if they have a history of paying rent on time and following proper procedures. If you discover any instances of legal action being required against them, it’s probably best to move on to another potential.

Value intuition

Of course, you can do all the screening in the world and still end up with a difficult tenant or a tenant who may seem troublesome on paper could turn out to be just fine. Don’t discount your instincts when dealing with someone. A tenant may have a great source of income and be free of legal troubles, but if you notice that they have switched jobs or moved a lot in the past, these could also be warning signs. Frequent moving is a behavior that is likely to continue, and this could leave you with a vacancy at a particularly bad time, so you may want to move on to someone you believe will be more of a long term resident.

There are also the possibilities of identity fraud or reference fraud. Both of these things are fairly common scams for tenants to use if they believe the information found in their background checks will harm them. There’s no shame in acting on the gut feeling that something is “off” about a potential tenant. Trust yourself, back your feelings up with research, and learn from your experiences.

Categories
Mortage

Factors to Choose a Suitable Mortgage Provider

Suitable Mortgage

The mortgage financial institution that you intend to choose as your mortgage provider should be chosen with utmost care. The one offering you with the best conditions along with the interest rates would be the one you should opt for. You should rest assured that a world of options would be available online. Consequently, you would be spoilt for options. Nonetheless, you should find the right option suitable to your specific home buying needs.

Find below few important strategies to help you choose the right mortgage provider in an easy manner.

Friends and relatives

You should talk to your friends and relatives who have recently applied for home financing options recently. You should also look into the difference of interest rates offered by various mortgage options. You should discuss it with somebody who has recently availed home financing options.

You may be undertaking a similar process that your relatives or friends have been through. In such an event, they would be able to help you largely. They would be conscious of any kinds of pitfalls that you or the lender could have. They would be able to provide you with low-down on the mortgage company they have decided on. The impressive feedback would add to your list of potential financial institutions and the bad ones would be struck off.

Comparing the lenders

Yet another aspect to consider would be the number of companies you come across along with the terms, interest rates, and conditions offered to you. It would take relatively long to evaluate every lender in order to be selective. You could then look forward to comparing the different offers in order to help work out what would suit your specific circumstances in the best manner possible. You should take various elements into consideration when comparing the different mortgage providers.